I almost bought a VW Caddy last week as I’m fed up struggling to get my gear in my car. I phoned my insurance out of curiosity to add the Caddy to my policy, only to be told they don’t insure anyone under 25 on vans. Two hours of online searching and phonecalls later, 95% of insurance companies won’t insure me because I’m under 25. I have 5yrs NCB, no crashes, no convictions etc. One company did quote me £3100. Insurance is not only a rip off, but also a joke. All the best in finding a reasonable quote.