@stav wrote:
from experience it’s hard if not impossible to get van insurance for domestic use only, they seem to think anyone with a van wants it for business
100% agree. I wasted 3hrs of my life trying to explain to various insurance companies that my van is purely for my weekend hobby. As said above, many companies advertise ‘non-commercial’ van insurance but trying to take out such a policy is a different story.
Only advice I can give is to make sure your NCB earnt on a private car policy can be used on a ‘commercial’ policy, some companies honour it, some don’t….and I found out the expensive way.